By using this Site, and further by registering to use our Service, you "You” are agreeing to accept and comply with the terms and conditions of use stated below ("Terms of Use"). You should read the entire Terms of Use carefully before you use this web site ("Site") or any of the services of this Site. As used herein, "Ibinex" refers to IBINEX SOLUTIONS LTD, including without limitation thereby, its owners, directors, investors, employees or other related parties. Depending upon context, "Ibinex" may also refer to the services, products, Site, content or other materials (collectively, "Materials") provided by Ibinex.

The Service operated by Ibinex allows buyers ("Buyers") and sellers ("Sellers"), to buy and sell the Digital currency known as "Cryptocurrencies" or any other digital currency that Ibinex’s platform allows to trade through its platform. The Service operated by Ibinex also allows all registered users of the Service ("Users") to: Depending on Your country of residence, you may not be able to use all the functions of the Site.

It is your responsibility to follow those rules and laws in your country of residence and/or country from which you access this Site and Services. As long as you agree to and actually comply with these Terms of Service, Ibinex grants you a personal, non-exclusive, non-transferable and limited rights to enter and use the Site and the Service. IF YOU DO NOT ACCEPT THE TERMS OF USE AND CONDITIONS OUTLINED IN THIS AGREEMENT, DO NOT ACCESS THIS SITE AND DO NOT USE THIS SERVICE.

By opening an account to use the Service ("Account"), you expressly represent and warrant:

1. You have accepted these Terms; and 2. You are at least 18 years of age and have the full capacity to accept these Terms and enter into a transaction involving Cryptocurrencies or any digital currency. Risks The trading of goods and products, real or virtual, as well as virtual currencies involves significant risk. Prices can and do fluctuate on any given day. Due to such price fluctuations, you may increase or lose value in your assets at any given moment. Any currency - virtual or not - may be subject to large swings in value and may even become worthless. There is an inherent risk that losses will occur as a result of buying, selling or trading anything on through the trading platform.

Cryptocurrencies trading also has special risks not generally shared with official currencies or goods or commodities in a market. Unlike most currencies, which are backed by governments or other legal entities, or commodities such as gold or silver, Cryptocurrencies is a unique kind of currency, backed by technology and trust. There is no central bank that can take corrective measure to protect the value of Cryptocurrencies in a crisis or issue more currency, or reverse transactions. Instead, Cryptocurrencies is an as-yet autonomous and largely unregulated worldwide system of currency traded between firms and individuals. Traders put their trust in a digital, decentralised and partially anonymous system that relies on peer-to-peer networking and cryptography to maintain its integrity. There may be additional risks that we have not foreseen or identified in our Terms of Use. You should carefully assess whether your financial situation and tolerance for risk is suitable for buying, selling or trading Cryptocurrencies.

We have partnered with Scandinavian Capital Markets to manage all of the KYC/AML and Fiat transactions on our behalf. Please refer to their site at SCMforex.com for more information on the services they provide. Limited Right of Use Maintaining Your Account This Site is for your personal or commercial use only. We are vigilant in maintaining the security of our Site and the Service. By registering with us, you agree to provide Ibinex with current, accurate, and complete information as needed to maintain your account and to keep such information updated. You further agree that you will not use any Account other than your own, or access the Account of any other User at any time, or assist others in obtaining unauthorized access. You are also responsible for maintaining the confidentiality of Your Account information, including your password, safeguarding your own Ibinex account, and for all activity including Transactions that are posted to Your Account.

If there is suspicious activity related to your Account please inform us right away so that we may, but are not obligated to take steps to secure your account. You are obligated to comply with these security requests, or accept termination of Your Account. You are required to notify Ibinex immediately of any unauthorized use of Your Account or password, or any other breach of security by email addressed to our compliance. Any User who violates these rules may be terminated, and thereafter held liable for losses incurred by Ibinex or any user of the Site. Finally, You agree that You will not use the Service to perform criminal activity of any sort, including but not limited to, money laundering, illegal gambling operations, terrorist financing, or malicious hacking. Termination You may terminate this agreement with Ibinex, and close your Account at any time, following settlement of any pending transactions. You also agree that Ibinex may, by giving notice, in its sole discretion terminate Your access to the Site and to Your Account, including without limitation, our right to: limit, suspend or terminate the service and Users' Accounts, prohibit access to the Site and its content, services and tools, delay or remove hosted content, and take technical and legal steps to keep Users off the Site if we think that they are creating issues or a possible legal liabilities, infringing the intellectual property rights of third parties, or acting inconsistently with the letter of these Terms.

Additionally, we may, in appropriate circumstances and at our discretion, suspend or terminate Accounts of Users for any reason, including without limitation: (1) attempts to gain unauthorised access to the Site or another User's account or providing assistance to others' attempting to do so, (2) overcoming software security features limiting use of or protecting any content, (3) usage of the Service to perform illegal activities such as money laundering, illegal gambling operations, financing terrorism, or other criminal activities, (4) violations of these Terms of Use, (5) failure to pay or fraudulent payment for Transactions, (6) unexpected operational difficulties, or (7) upon the request of law enforcement or other government agencies, if deemed to be legitimate and compelling by Ibinex, acting in its sole discretion. All services are provided without warranty of any kind, either express or implied. We do not represent that this Site will be available 100% of the time to meet your needs.

We will strive to provide You with the Service as soon as possible but there are no guarantees that access will not be interrupted, or that there will be no delays, failures, errors, omissions or loss of transmitted information. We will use reasonable endeavors to ensure that the Site can normally be accessed by You in accordance with these Terms of Use. We may suspend use of the Site for maintenance and will make reasonable efforts to give you notice. You acknowledge that this may not be possible in an emergency.

APIs and Widgets We may provide access to certain parties to access specific data and information through our API (Application Programming Interface) or through widgets. We also may provide widgets for Your use to put our data on your Site. You are free to use these. External Web Sites Ibinex makes no representations whatsoever about any other Site which you may access through this Site. The Site may provide links or other forms of reference to other websites ("External Web Sites") or Resources over which we do not have control ("External Web Sites"). In such case you acknowledge that Ibinex is providing these links or references to you only as a convenience. Ibinex is not responsible for the availability of, and content provided on, third party Sites. You are requested to review the policies posted by other Sites regarding privacy and other topics before use. Ibinex is not responsible for third party content accessible through the Site, including opinions, advice, statements, prices, activities and advertisements, and you shall bear all risks associated with the use of such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.

Financial Advice We do not provide any investment advice in connection with the Services contemplated by these Terms of Use. We may provide information on the price, range, volatility of Cryptocurrencies and events that have affected the price of Cryptocurrencies but this is not considered investment advice and should not be construed as such. Any decision to purchase or sell Cryptocurrencies is Your decision and We will not be liable for any loss suffered. Financial Regulation Our business model, and our Service, consists of facilitating the buying, selling and trading of Cryptocurrencies and their use to purchase goods in an unregulated, international open payment system. Email Email messages sent over the Internet are not secure and Ibinex is not responsible for any damages incurred by the result of sending email messages over the Internet. We suggest sending email in encrypted formats; you are welcome to send PGP encrypted emails to us.

The instructions and keys to do so are available upon requests. Jurisdiction The Terms of Use shall be governed and construed in accordance with Saint Vincent and the Grenadines. Limitation of Liability To the extent permitted by law, Ibinex will not be held liable for any damages, loss of profit, loss of revenue, loss of business, loss of opportunity, loss of data, indirect or consequential loss unless the loss suffered arising from negligence or will full deceit or fraud. Nothing in these terms excludes or limits the liability of either party for fraud, death or personal injury caused by its negligence, breach of terms implied by operation of law, or any other liability which may not by law be limited or excluded. To the full extent permitted by applicable law, you hereby agree to indemnify Ibinex, and its partners against any action, liability, cost, claim, loss, damage, proceeding or expense suffered or incurred if direct or not directly arising from your use of Ibinex Sites, Your use of the Service, or from your violation of these Terms of Use.

Miscellaneous If We are unable to perform the Services outlined in the Terms of Use due to factors beyond our control including but not limited to an event of Force Majeure, change of law or change in sanctions policy we will not have any liability to You with respect to the Services provided under this agreement and for a time period coincident with the event. Modification of Terms Ibinex reserves the right to change, add or remove portions of these Terms, at any time, in an exercise of its sole discretion. You will be notified of any changes in advance through your Account. Upon such notification, it is your responsibility to review the amended Terms. Your continued use of the Site following the posting of a notice of changes to the Terms signifies that you accept and agree to the changes, and that all subsequent transactions by you will be subject to the amended Terms.